WoodCo Financial Rates

* All rates are subject to change at any time.  These rates are not guaranteed.  For exact current rates please contact our office.

Share Dividend Rates:
  APR APY Last Updated
Regular Shares 0.15% 0.15% 06/30/2009
Christmas Club 0.15% 0.15% 06/30/2009
Share Draft
($200.00 average daily balance)
0.05% 0.05% 06/30/2008

Share Certificate Rates:
  APR APY Last Updated
3 Month Share Certificate ($500-$4,999.99)
0.30%
0.30%
07/14/2010
3 Month Share Certificate (>$5,000)
0.30%
030%
07/14/2010
6 Month Share Certificate ($500-$4,999.99) 0.40% 0.40% 07/14/2010
6 Month Share Certificate (>$5,000) 0.40% 0.40% 07/14/2010
9 Month Share Certificate ($500-$4,999.99) 0.40% 0.40% 07/14/2010
9 Month Share Certificate (>$5,000) 0.40% 0.40% 07/14/2010
12Month Share Certificate ($500-$4,999.99) 070% 0.70% 08/09/2010
12 Month Share Certificate (>$5,000) 0.70% 0.70% 08/09/2010
18 Month Share Certificate ($500-$4,999.99) 0.80% 0.80% 08/09/2010
18 Month Share Certificate (>$5,000) 0.80% 0.80% 08/09/2010
24 Month Share Certificate ($500-$4,999.99) 1.00% 1.01% 08/09/2010
24 Month Share Certificate (>$5000) 1.00% 1.01% 08/09/2010
36 Month Share Certificate ($500->$5000) 1.64% 1.65% 08/09/2010
36 Month Share Certificate (>$5000) 1.64% 1.65% 08/09/2010
48 Month Share Certificate ($500->$5000) 2.23% 2.25% 08/09/2010
48 Month Share Certificate (>$5000) 2.23% 2.25% 08/09/2010

Current Loan Rates: * Rates based on credit history
New or 0-5 Year Old Auto
Auto, Truck, Motorcycle
Terms up to 48 mo.
As Low As 3.25%
06/23/2010
Terms up to 60 mo.
As low as 3.25%
06/23/2010
Terms up to 72 mo.
As low as 3.75%
06/23/2010
Terms up to 84 mo.
As low as 4.00%
06/23/2010
Terms up to 96 mo.
As low as 5.25%
06/23/2010
6 Year Old Auto
Auto, Truck, Motorcycle
$40,000 Loan Limit
Over $10, 000 - 5 yrs.
Over $5,000 - 4 yrs.
Under $5,000 - 3 yrs.

As low as 4.25%
06/23/2010
7 Year Old Auto
Auto, Truck, Motorcycle
$40,000 Loan Limit
Over $10, 000 - 5 yrs.
Over $5,000 - 4 yrs.
Under $5,000 - 3 yrs.

As low as 4.50%
06/23/2010
8 Year Old Auto
Auto, Truck, Motorcycle
$40,000 Loan Limit
Over $10, 000 - 5 yrs.
Over $5,000 - 4 yrs.
Under $5,000 - 3 yrs.

As low as 6.75%
06/23/2010
9 Year Old Auto
Auto, Truck, Motorcycle
$40,000 Loan Limit
Over $10, 000 - 5 yrs.
Over $5,000 - 4 yrs.
Under $5,000 - 3 yrs.

As low as 7.00%
06/23/2010
10 Year Old Auto
Auto, Truck, Motorcycle
$40,000 Loan Limit
Over $10, 000 - 5 yrs.
Over $5,000 - 4 yrs.
Under $5,000 - 3 yrs.

As low as 7.50%
06/23/2010
11 Years and Older Auto
Auto, Truck, Motorcycle
$40,000 Loan Limit
Over $10, 000 - 5 yrs.
Over $5,000 - 4 yrs.
Under $5,000 - 3 yrs.

As low as 7.75%
06/23/2010
Boat & RV Vehicles Terms 48 mo. up to 120 mo.
As low as 3.25%
06/23/2010
Signature-Unsecured Loans Terms up to 60 mo.
As low as 3.65%
05/13/2009
Share Secured Loans Terms up to 60 mo.
As low as 3.00%
05/13/2009
Certificate Secured Loans Terms up to 60 mo.
As low as 4.75%
05/13/2009
Secured By Other Loans Terms up to 60 mo.
As low as 8.00%
10/30/2008
Home Equity (Fixed Rate) As low as 4.75% 05/22/2009
Home Equity (Variable Rate) As low as 3.50% 05/13/2009
VISA Classic Maximum limit of $10,000
As low as 8.90%
10/01/2006
APR = Annual percentage rate.
APY = Annual Percentage Yield


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