Accounts & Services
Woodco FCU offers several savings plans to assist you, your family and community to grow.
Share Accounts - Your initial $5.00 membership deposit is the
first step to a lifetime relationship with your credit union.
We offer Regular Share, Juvenile Regular Share and Special Share
Share Certificates - With a minimum deposit of $500.00, this
account offers savers a higher rate on their funds. We offer
terms of 3, 6, 12, 24 and 36 months at competitive rates.
Share Draft Accounts:
Woodco FCU offers the convenient services associated with checking accounts at a low cost to our members. A few of our Share Draft features are:
* No Monthly Service Fees (If you maintain a $200 average daily balance)
* ATM Card Access
* Nominal check printing costs
* Overdraft Protection
Credit Card Accounts:
We have a great VISA card program for our eligible members with exceptional fixed rates. Stop in for an application or email / call us and we'll mail you one!
Master Money Debit Cards:
Your Master Money Debit Card will give you a faster and more convenient way to use your share draft account without writing a check. You can use your debit card anywhere MasterCard is accepted. Your Master money Debit Card also performs all the functions of an ATM card.
Woodco FCU offers our members a wide variety of loan products. We have terrific rates and repayment terms that work with your budget needs.
* New and Used Autos
* Home Equity Line-of-Credit Loans
* Fixed Rate Second Mortgages
* First Mortgages
* Share Secured Loans/Certificate Secured Loans
* Signature Loans
* Line of Credit
* VISA Classic Credit Card Accounts
When you join us at Woodco FCU, your membership allows you to take advantage of the following services:
* All Purpose Loans
* Many Savings Options
* ATM & Master Money Debit Card Access
* Direct Deposit
* Notary Service
* Group Credit Disability and Credit Life Insurance.
* Automated Loan Payments
* MEMBERSHIP FOR A LIFETIME AND SO MUCH MORE!