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Accounts & Services

Piggy BankShare Accounts:
Woodco FCU offers several savings plans to assist you, your family and community to grow.

     Share Accounts - Your initial $5.00 membership deposit is the
     first step to a lifetime relationship with your credit union.
     We offer Regular Share, Juvenile Regular Share and Special Share

     Share Certificates - With a minimum deposit of $500.00, this
     account offers savers a higher rate on their funds.  We offer
     terms of 3, 6, 12, 24 and 36 months at competitive rates.

CheckShare Draft Accounts:
Woodco FCU offers the convenient services associated with checking accounts at a low cost to our members.   A few of our Share Draft features are:

     * No Monthly Service Fees (If you maintain a $200 average daily balance)
     * ATM Card Access
     * Nominal check printing costs
     * Overdraft Protection

VisaCredit Card Accounts:
We have a great VISA card program for our eligible members with exceptional fixed rates.   Stop in for an application or email / call us and we'll mail you one!

Master Money Debit Cards:
Your Master Money Debit Card will give you a faster and more convenient way to use your share draft account without writing a check.  You can use your debit card anywhere MasterCard is accepted.  Your Master money Debit Card also performs all the functions of an ATM card.

You can now sign up for "MasterCard Secure Code" Mastercard securecode

Loan Products:
Woodco FCU offers our members a wide variety of loan products.  We have terrific rates and repayment terms that work with your budget needs.  

     * New and Used Autos
     * Home Equity Line-of-Credit Loans
     * Fixed Rate Second Mortgages
     * First Mortgages
     * Share Secured Loans/Certificate Secured Loans
     * Signature Loans
     * Line of Credit
     * VISA Classic Credit Card Accounts

Other Services:
When you join us at Woodco FCU, your membership allows you to take advantage of the following services:

     * All Purpose Loans
     * Many Savings Options
     * ATM & Master Money Debit Card Access
     * Direct Deposit
     * Notary Service
     * Group Credit Disability and Credit Life Insurance.
     * Automated Loan Payments

NCUA Equal Housing Lender